Kemba Credit Union5935 Merchants St, Florence, KY

Florence, KY
(513) 762-5070
NCUA Insured

About Kemba

This branch of Kemba is located at 5935 Merchants St in Florence, Kentucky, and can be reached at (513) 762-5070. Kemba is a federally insured financial cooperative serving the Florence, Kentucky community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Florence or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Florence area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

5935 Merchants St

Florence, KY 41042-1198

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5:30pm

SundayClosed
Monday9:00 AM - 5:30 PM
Tuesday9:00 AM - 5:30 PM
Wednesday9:00 AM - 5:30 PM
Thursday9:00 AM - 5:30 PM
Friday9:00 AM - 5:30 PM
Saturday9:00 AM - 1:00 PM
Drive-Thru Hours
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at Kemba is typically open to individuals who live, work, worship, or attend school in Florence and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (513) 762-5070 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Kemba typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Kemba federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Florence, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Kemba Locations

10 additional branches in 2 states

Indiana

3 locations
Kemba Credit Union in Connersville, INClosed

3030 Western Ave

53 mi away(513) 762-5070
Kemba Credit Union in Richmond, INClosed

50 N 5th St

58 mi away(513) 762-5070
Kemba Credit Union in Bluffton, INClosed

1111 S Adams St

122 mi away(513) 762-5070

Ohio

7 locations
Kemba Credit Union in Cincinnati, OHClosed

1119 W 8th St

9.2 mi away(513) 762-5070
Kemba Credit Union in Cincinnati, OHClosed

629 Vine St

10 mi away(513) 762-5070
Kemba Credit Union in Cincinnati, OHClosed

5844 Bridgetown Rd

11 mi away(513) 762-5070
Kemba Credit Union in Cincinnati, OHClosed

6230 Hamilton Ave

15 mi away(513) 762-5070
Kemba Credit Union in Harrison, OHClosed

10396 Harrison Ave

18 mi away(513) 762-5070
Kemba Credit Union in Amelia, OHClosed

1135 W Ohio Pike

22 mi away(513) 762-5070
Kemba Credit Union in Blue Ash, OHClosed

11200 Kenwood Rd

24 mi away(513) 762-5070

Credit Unions Near Me in Other Kentucky Cities

Looking for credit unions near me in other Kentucky cities? Browse credit unions in nearby locations:

View all credit unions in Kentucky

If Kemba Credit Union isn't the right fit

To borrow from Kemba Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Kentucky. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.