Communityamerica Credit Union9777 Ridge Dr, Lenexa, KS · Main Office

Lenexa, KS
(913) 905-7000
NCUA Insured

About Communityamerica

This main office of Communityamerica is located at 9777 Ridge Dr in Lenexa, Kansas, and can be reached at (913) 905-7000. Communityamerica is a federally insured financial cooperative serving the Lenexa, Kansas community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lenexa or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lenexa area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

9777 Ridge Dr

Lenexa, KS 66219

Need Funds Before You Join?

How to Join

Membership at Communityamerica is typically open to individuals who live, work, worship, or attend school in Lenexa and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (913) 905-7000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Communityamerica typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Communityamerica federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lenexa, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Communityamerica Locations

86 additional branches in 14 states

California

17 locations

1 Space Park Blvd Bldg S Northrop Grumman

1354 mi away(877) 254-9328

1722 S Victoria Ave Montalvo Shopping Center

1389 mi away(877) 254-9328

Florida

1 location

Indiana

1 location

4884 S Maple Tree Dr Toyota Motor Manufacturing

392 mi away(877) 254-9328

Kentucky

2 locations

Toyota Motor Manufacturing 3675 N Bend Rd

541 mi away(877) 254-9328

Toyota Motor Manufacturing 1001 Cherry Blossom Way

555 mi away(877) 254-9328

Michigan

2 locations

Missouri

38 locations

1015 Avenida Cesar E Chavez Second Floor

13 mi away(913) 905-7000

11501 Blue Ridge Blvd Second Floor

14 mi away(913) 905-7000

2800 Clay Edwards Dr 4th Floor Pavillion

18 mi away(913) 905-7000

10895 Lambert International Blvd

237 mi away(314) 429-0018

Mississippi

1 location

1200 Magnolia Way Toyota Motor Manufacturing

454 mi away(877) 254-9328

North Carolina

1 location

Building 603, Suite 100 4857 Dogwood Ln

860 mi away(877) 254-9328

Nevada

1 location

Texas

4 locations

740 N Watters Rd Suite 170

417 mi away(877) 254-9328

1 Lone Star Pass Bldg 1 Toyota Motor Manufacturing

703 mi away(877) 254-9328

West Virginia

1 location

Credit Unions Near Me in Other Kansas Cities

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If Communityamerica Credit Union isn't the right fit

To borrow from Communityamerica Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Kansas. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.