Financial Plus Credit Union1831 25th St, West Des Moines, IA · Main Office

West Des Moines, IA
(515) 224-1222
NCUA Insured

About Financial Plus

This main office of Financial Plus is located at 1831 25th St in West Des Moines, Iowa, and can be reached at (515) 224-1222. Financial Plus is a federally insured financial cooperative serving the West Des Moines, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in West Des Moines or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the West Des Moines area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Location & Branch Hours

Visit Branch

1831 25th St

West Des Moines, IA 50266-1416

Need Funds Before You Join?

How to Join

Membership at Financial Plus is typically open to individuals who live, work, worship, or attend school in West Des Moines and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (515) 224-1222 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Financial Plus typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Financial Plus federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of West Des Moines, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Financial Plus Locations

12 additional branches in 3 states

Illinois

5 locations
Financial Plus Credit Union in Mendota, ILClosed

1905 13th Ave

238 mi away(815) 539-3444
Financial Plus Credit Union in Peru, ILClosed

2813 Plaza Dr

239 mi away(815) 223-6602
Financial Plus Credit Union in Ottawa, ILMain OfficeClosed

800 Chestnut St

254 mi away(815) 433-1496
Financial Plus Credit Union in Morris, ILClosed

1300 N Division St

276 mi away(815) 942-2228
Financial Plus Credit Union in Diamond, ILClosed

1800 E Division St

285 mi away(815) 634-0910

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If Financial Plus Credit Union isn't the right fit

To borrow from Financial Plus Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.