Peoples Credit Union310 1st ST, Webster City, IA · Main Office

Webster City, IA
(515) 832-6346
NCUA Insured

About Peoples

This main office of Peoples is located at 310 1st ST in Webster City, Iowa, and can be reached at (515) 832-6346. Peoples is a federally insured financial cooperative serving the Webster City, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Webster City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Webster City area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

310 1st ST

Webster City, IA 50595-2337

Need Funds Before You Join?

How to Join

Membership at Peoples is typically open to individuals who live, work, worship, or attend school in Webster City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (515) 832-6346 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Peoples typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Peoples federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Webster City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Peoples Locations

6 additional branches in 2 states

IowaCurrent State

2 locations

West Virginia

4 locations

2101 Jackson Ave

661 mi away(304) 675-4441

900 Roosevelt Boulevard

680 mi away(304) 729-3131
Peoples Credit Union in Nitro, WVMain OfficeOpen

419 1st Ave S

689 mi away(304) 722-2274

102 Lakeview Dr

690 mi away(304) 729-3102

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If Peoples Credit Union isn't the right fit

To borrow from Peoples Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.