Empeople Credit Union6400 NW 86th St, Johnston, IA

Johnston, IA
(515) 267-4900
NCUA Insured

About Empeople

This branch of Empeople is located at 6400 NW 86th St in Johnston, Iowa, and can be reached at (515) 267-4900. Empeople is a federally insured financial cooperative serving the Johnston, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Johnston or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Johnston area.

Location & Branch Hours

Visit Branch

6400 NW 86th St

Johnston, IA 50131

Need Funds Before You Join?

How to Join

Membership at Empeople is typically open to individuals who live, work, worship, or attend school in Johnston and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (515) 267-4900 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Empeople typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Empeople federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Johnston, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Empeople Locations

21 additional branches in 6 states

Georgia

2 locations

Illinois

4 locations

Maine

1 location

Wisconsin

4 locations
Empeople Credit Union in Mayville, WIClosed

1390 Horicon St # B

292 mi away(920) 387-4800
Empeople Credit Union in Theresa, WIClosed

113 N Milwaukee St

297 mi away(920) 488-3604
Empeople Credit Union in Lomira, WIClosed

695 East Ave

300 mi away(920) 269-7777

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If Empeople Credit Union isn't the right fit

To borrow from Empeople Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.