Community Choice Credit Union700 Lyon st, Des Moines, IA

Des Moines, IA
(515) 334-8100
NCUA Insured

About Community Choice

This branch of Community Choice is located at 700 Lyon st in Des Moines, Iowa, and can be reached at (515) 334-8100. Community Choice is a federally insured financial cooperative serving the Des Moines, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Des Moines or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Des Moines area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

700 Lyon st

Des Moines, IA 50309-5457

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
Drive-Thru Hours
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at Community Choice is typically open to individuals who live, work, worship, or attend school in Des Moines and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (515) 334-8100 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Community Choice typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Community Choice federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Des Moines, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Community Choice Locations

16 additional branches in 4 states

IowaCurrent State

10 locations
Community Choice Credit Union in Des Moines, IAClosed

1408 Locust St

1.5 mi away(515) 334-8100
Community Choice Credit Union in Ankeny, IAClosed

2710 S Ankeny Blvd

7.5 mi away(515) 334-8100
Community Choice Credit Union in Altoona, IAClosed

818 8th st SW

7.7 mi away(515) 334-8100
Community Choice Credit Union in Clive, IAClosed

1351 NW 114th St

8.4 mi away(515) 334-8100
Community Choice Credit Union in Johnston, IAClosed

8404 nw 62nd ave

8.4 mi away(515) 334-8100
Community Choice Credit Union in Johnston, IAMain OfficeClosed

6163 NW 86th st

8.4 mi away(515) 334-8100
Community Choice Credit Union in Grimes, IAClosed

1895 SE Grimes Blvd Ste 102

9.6 mi away(515) 334-8100
Community Choice Credit Union in Waukee, IAClosed

780 W Hickman Rd

15 mi away(515) 334-8100
Community Choice Credit Union in Ames, IAClosed

212 E Lincoln Way

30 mi away(515) 334-8100

10 LaFrentz Ste 300

46 mi away(515) 334-8100

Colorado

3 locations
Community Choice Credit Union in Lakewood, COClosed

274 Union Blvd Ste 320

617 mi away(720) 945-7250

Michigan

2 locations
Community Choice Credit Union in Muskegon, MIClosed

1624 Independence Drive Unit 1

393 mi away(231) 755-1696

Montana

1 location

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If Community Choice Credit Union isn't the right fit

To borrow from Community Choice Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.