North Star Community Credit Union1207 North 2nd Street Po Box 556, Cherokee, IA · Main Office

Cherokee, IA
(712) 225-5731
NCUA Insured

About North Star Community

This main office of North Star Community is located at 1207 North 2nd Street Po Box 556 in Cherokee, Iowa, and can be reached at (712) 225-5731. North Star Community is a federally insured financial cooperative serving the Cherokee, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Cherokee or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Cherokee area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1207 North 2nd Street Po Box 556

Cherokee, IA 51012

Need Funds Before You Join?

How to Join

Membership at North Star Community is typically open to individuals who live, work, worship, or attend school in Cherokee and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (712) 225-5731 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, North Star Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is North Star Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Cherokee, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other North Star Community Locations

15 additional branches in 2 states

North Dakota

13 locations
North Star Community Credit Union in Maddock, NDMain OfficeClosed

109 Central Ave N

408 mi away(701) 438-2222

310 Main St E

426 mi away(701) 626-7153

241 Highway 2 SE

442 mi away(701) 776-5869

111 Main St N

449 mi away(701) 338-2029

386 Main St

464 mi away(701) 366-4508

1819 S Broadway

468 mi away(701) 838-5141

210 Summit Dr

469 mi away(701) 727-6111
North Star Community Credit Union in Minot, NDClosed

2150 15th St NW

472 mi away(701) 858-9300

612 Main St

480 mi away(701) 228-5858

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If North Star Community Credit Union isn't the right fit

To borrow from North Star Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Iowa. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.