Quaker Oats Credit Union3535 CENTER POINT RD NE, CEDAR RAPIDS, IA · Main Office

CEDAR RAPIDS, IA
(319) 395-7060
NCUA Insured

About Quaker Oats

This main office of Quaker Oats is located at 3535 CENTER POINT RD NE in CEDAR RAPIDS, Iowa, and can be reached at (319) 395-7060. Quaker Oats is a federally insured financial cooperative serving the CEDAR RAPIDS, Iowa community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in CEDAR RAPIDS or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the CEDAR RAPIDS area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

3535 CENTER POINT RD NE

CEDAR RAPIDS, IA 52402

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9:30am-4:30pm

SundayClosed
Monday9:30 AM - 4:30 PM
Tuesday9:30 AM - 4:30 PM
Wednesday9:30 AM - 4:30 PM
Thursday9:30 AM - 4:30 PM
Friday9:30 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours

Toll-Free: 1-800-519-9762, Routing#: 273973168, Lost/Stolen ATM/Debit Card: 1-800-383-8000, Debit/Credit Transaction Verification: 1-866-508-2693

Holiday Hours

Veterans Day(November 11, 2025)Closed
Thanksgiving(November 27-28, 2025)Closed
Christmas(December 24-25, 2025)Closed
New Year's Eve(December 31, 2025)Closed
New Year's Day(January 1, 2026)Closed

Need Funds Before You Join?

How to Join

Membership at Quaker Oats is typically open to individuals who live, work, worship, or attend school in CEDAR RAPIDS and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (319) 395-7060 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Quaker Oats typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Quaker Oats federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of CEDAR RAPIDS, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Iowa Cities

Looking for credit unions near me in other Iowa cities? Browse credit unions in nearby locations:

View all credit unions in Iowa

If Quaker Oats Credit Union isn't the right fit

To borrow from Quaker Oats Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Iowa. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.