Crossroads Financial Credit Union1102 W Votaw ST, Portland, IN · Main Office

Portland, IN
(260) 726-2142
NCUA Insured

About Crossroads Financial

This main office of Crossroads Financial is located at 1102 W Votaw ST in Portland, Indiana, and can be reached at (260) 726-2142. Crossroads Financial is a federally insured financial cooperative serving the Portland, Indiana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Portland or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Portland area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1102 W Votaw ST

Portland, IN 47371

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 12:00 PM
Drive-Thru Hours
ATM Hours

24/7

PO Box 806

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King Day(January 20)Closed
President's Day(February 17)Closed
Memorial Day(May 26)Closed
Independence Day(July 4)Closed

Need Funds Before You Join?

How to Join

Membership at Crossroads Financial is typically open to individuals who live, work, worship, or attend school in Portland and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (260) 726-2142 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Crossroads Financial typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Crossroads Financial federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Portland, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Crossroads Financial Locations

2 additional branches in 1 state

IndianaCurrent State

2 locations
Crossroads Financial Credit Union in Dunkirk, INClosed

18919 N State Road 167N

13 mi away(765) 768-6554

151 N Middle School RD

18 mi away(765) 584-7200

Credit Unions Near Me in Other Indiana Cities

Looking for credit unions near me in other Indiana cities? Browse credit unions in nearby locations:

View all credit unions in Indiana

If Crossroads Financial Credit Union isn't the right fit

To borrow from Crossroads Financial Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Indiana. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.