Three Rivers Credit Union700 Henderson Way, Pendleton, IN

Pendleton, IN
(765) 221-3299
NCUA Insured

About Three Rivers

This branch of Three Rivers is located at 700 Henderson Way in Pendleton, Indiana, and can be reached at (765) 221-3299. Three Rivers is a federally insured financial cooperative serving the Pendleton, Indiana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Pendleton or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Pendleton area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

700 Henderson Way

Pendleton, IN 46064

Need Funds Before You Join?

How to Join

Membership at Three Rivers is typically open to individuals who live, work, worship, or attend school in Pendleton and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (765) 221-3299 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Three Rivers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Three Rivers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Pendleton, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Three Rivers Locations

34 additional branches in 2 states

IndianaCurrent State

33 locations

10 E Main St

33 mi away(765) 489-4011

380 Hub Etchison Pkwy

47 mi away(260) 490-8328

3801 W Ferguson Rd

74 mi away(260) 490-8328

6221 Illinois Rd

79 mi awayUnknown

301 W Jefferson Blvd Suite 150

81 mi away(260) 490-8328

1125 W State Blvd

82 mi away(260) 490-8328

800 Lincoln Hwy W

83 mi awayUnknown

4120 N Clinton St

84 mi away(260) 490-8328

2101 E Coliseum Blvd

84 mi awayUnknown

6310 E State Blvd

84 mi away(260) 490-8328

6123 Stellhorn rd

86 mi awayUnknown
Three Rivers Credit Union in Fort Wayne, INMain OfficeOpen

1605 Northland Blvd

86 mi away(260) 490-8328

2520 E Dupont Rd

88 mi awayUnknown

Ohio

1 location

420 Greenville Rd

81 mi away(260) 490-8328

Credit Unions Near Me in Other Indiana Cities

Looking for credit unions near me in other Indiana cities? Browse credit unions in nearby locations:

View all credit unions in Indiana

If Three Rivers Credit Union isn't the right fit

To borrow from Three Rivers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Indiana. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.