Communitywide Credit Union4625 Lincolnway E, Mishawaka, IN

Mishawaka, IN
(574) 254-4900
NCUA Insured

About Communitywide

This branch of Communitywide is located at 4625 Lincolnway E in Mishawaka, Indiana, and can be reached at (574) 254-4900. Communitywide is a federally insured financial cooperative serving the Mishawaka, Indiana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Mishawaka or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Mishawaka area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

4625 Lincolnway E

Mishawaka, IN 46544-4077

Lobby Hours
Open

Today: 10am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday10:00 AM - 5:00 PM
Wednesday10:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
Saturday9:00 AM - 12:00 PM
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Communitywide is typically open to individuals who live, work, worship, or attend school in Mishawaka and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (574) 254-4900 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Communitywide typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Communitywide federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Mishawaka, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Communitywide Locations

10 additional branches in 1 state

IndianaCurrent State

10 locations

3530 Hickory Rd

5.0 mi away(574) 255-2500

52550 Fir Rd

5.4 mi away(574) 273-2600

1915 Lincoln Way E

5.7 mi away(574) 289-8800

405 E Ireland Rd

7.5 mi away(574) 299-2800

2110 Cassopolis St

7.9 mi away(574) 266-1100
Communitywide Credit Union in South Bend, INMain OfficeOpen

1555 W Western Ave

8.6 mi away(574) 239-2700

52330 Indiana State Route 933

8.8 mi away(574) 277-5200

925 Lincolnway E

16 mi away(574) 534-8600

1420 W Jefferson St

25 mi away(574) 935-3800

955 Husky Trl

32 mi away(574) 267-0100

Credit Unions Near Me in Other Indiana Cities

Looking for credit unions near me in other Indiana cities? Browse credit unions in nearby locations:

View all credit unions in Indiana

If Communitywide Credit Union isn't the right fit

To borrow from Communitywide Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Indiana. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.