Midwest America Credit Union900 S 13th St, Decatur, IN

Decatur, IN
(260) 724-9116
NCUA Insured

About Midwest America

This branch of Midwest America is located at 900 S 13th St in Decatur, Indiana, and can be reached at (260) 724-9116. Midwest America is a federally insured financial cooperative serving the Decatur, Indiana community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Decatur or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Decatur area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

900 S 13th St

Decatur, IN 46733-1806

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
SaturdayClosed
Drive-Thru Hours
ATM Hours

24/7

Need Funds Before You Join?

How to Join

Membership at Midwest America is typically open to individuals who live, work, worship, or attend school in Decatur and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (260) 724-9116 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Midwest America typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Midwest America federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Decatur, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Midwest America Locations

14 additional branches in 1 state

IndianaCurrent State

14 locations
Midwest America Credit Union in Bluffton, INClosed

1840 N Main St

12 mi away(260) 919-4724
Midwest America Credit Union in New Haven, INClosed

321 Lincoln Hwy W

18 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

6001 Bluffton Rd

19 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

9205 Stellhorn Crossing Blvd

21 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

4331 W Jefferson Blvd

22 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INMain OfficeClosed

1104 Medical Park Dr

23 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

9705 Illinois Rd

25 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

4140 E Dupont Rd

26 mi away(260) 482-3334
Midwest America Credit Union in Fort Wayne, INClosed

1816 W Dupont Rd

28 mi away(260) 482-3334
Midwest America Credit Union in Huntington, INClosed

2835 N Jefferson St

31 mi away(260) 356-1886

393 W Plaza Dr

38 mi away(260) 244-2700
Midwest America Credit Union in Kendallville, INClosed

648 E North St

47 mi away(260) 599-6490
Midwest America Credit Union in Angola, INClosed

1409 N Wayne St

58 mi away(260) 665-9143

Credit Unions Near Me in Other Indiana Cities

Looking for credit unions near me in other Indiana cities? Browse credit unions in nearby locations:

View all credit unions in Indiana

If Midwest America Credit Union isn't the right fit

To borrow from Midwest America Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Indiana. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.