Land Of Lincoln Credit Union1435 N Water St, Decatur, IL

Decatur, IL
(217) 428-5232
NCUA Insured

About Land Of Lincoln

This branch of Land Of Lincoln is located at 1435 N Water St in Decatur, Illinois, and can be reached at (217) 428-5232. Land Of Lincoln is a federally insured financial cooperative serving the Decatur, Illinois community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Decatur or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Decatur area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1435 N Water St

Decatur, IL 62526

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: Closed

SundayClosed
MondayClosed
TuesdayClosed
WednesdayClosed
ThursdayClosed
FridayClosed
SaturdayClosed
Drive-Thru Hours

Need Funds Before You Join?

How to Join

Membership at Land Of Lincoln is typically open to individuals who live, work, worship, or attend school in Decatur and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (217) 428-5232 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Land Of Lincoln typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Land Of Lincoln federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Decatur, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Land Of Lincoln Locations

10 additional branches in 1 state

IllinoisCurrent State

10 locations
Land Of Lincoln Credit Union in Decatur, ILClosed

2890 N Oakland Ave

1.5 mi away(217) 875-1300
Land Of Lincoln Credit Union in Decatur, ILClosed

3130 E Mound Rd

3.4 mi away(217) 875-3823
Land Of Lincoln Credit Union in Decatur, ILMain OfficeClosed

4850 E Prosperity Place

4.7 mi away(217) 864-3030
Land Of Lincoln Credit Union in Pana, ILClosed

206 S Locust St

33 mi away(217) 562-5531
Land Of Lincoln Credit Union in Springfield, ILClosed

300 S Grand Ave W

38 mi away(217) 528-0677
Land Of Lincoln Credit Union in Mattoon, ILClosed

500 Lake Land Blvd

40 mi away(217) 258-8242
Land Of Lincoln Credit Union in Mattoon, ILClosed

720 Broadway Ave

41 mi away(217) 234-4355
Land Of Lincoln Credit Union in Nokomis, ILClosed

100 W State St

42 mi away(217) 563-7711
Land Of Lincoln Credit Union in COLCHESTER, ILClosed

113 E DEPOT ST

105 mi away(309) 424-4092

Credit Unions Near Me in Other Illinois Cities

Looking for credit unions near me in other Illinois cities? Browse credit unions in nearby locations:

View all credit unions in Illinois

If Land Of Lincoln Credit Union isn't the right fit

To borrow from Land Of Lincoln Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Illinois. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.