I.b.e.w. Local #146 Credit Union3390 N Woodford St, Decatur, IL · Main Office

Decatur, IL
(217) 877-6521
NCUA Insured

About I.b.e.w. Local #146

This main office of I.b.e.w. Local #146 is located at 3390 N Woodford St in Decatur, Illinois, and can be reached at (217) 877-6521. I.b.e.w. Local #146 is a federally insured financial cooperative serving the Decatur, Illinois community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Decatur or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Decatur area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Location & Branch Hours

Visit Branch

3390 N Woodford St

Decatur, IL 62526

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 11am-4:30pm

SundayClosed
Monday11:00 AM - 4:30 PM
Tuesday11:00 AM - 4:30 PM
Wednesday11:00 AM - 4:30 PM
ThursdayClosed
Friday11:00 AM - 4:30 PM
SaturdayClosed

Founded in 1958 by members of the IBEW Local 146 Union and celebrating 60 years of being a member owned financial institution

Need Funds Before You Join?

How to Join

Membership at I.b.e.w. Local #146 is typically open to individuals who live, work, worship, or attend school in Decatur and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (217) 877-6521 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, I.b.e.w. Local #146 typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is I.b.e.w. Local #146 federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Decatur, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Illinois Cities

Looking for credit unions near me in other Illinois cities? Browse credit unions in nearby locations:

View all credit unions in Illinois

If I.b.e.w. Local #146 Credit Union isn't the right fit

To borrow from I.b.e.w. Local #146 Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Illinois. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.