Decatur Earthmover Credit Union4855 Aldi Dr, Decatur, IL

Decatur, IL
(217) 875-2301
NCUA Insured

About Decatur Earthmover

This branch of Decatur Earthmover is located at 4855 Aldi Dr in Decatur, Illinois, and can be reached at (217) 875-2301. Decatur Earthmover is a federally insured financial cooperative serving the Decatur, Illinois community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Decatur or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Decatur area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

4855 Aldi Dr

Decatur, IL 62521

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 4:30 PM
Saturday9:00 AM - 12:00 PM
Drive-Thru Hours

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King's Birthday(January 15)Closed
President's Day(February 19)Closed
Memorial Day(May 27)Closed
Juneteenth(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at Decatur Earthmover is typically open to individuals who live, work, worship, or attend school in Decatur and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (217) 875-2301 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Decatur Earthmover typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Decatur Earthmover federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Decatur, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Decatur Earthmover Locations

3 additional branches in 1 state

IllinoisCurrent State

3 locations

Credit Unions Near Me in Other Illinois Cities

Looking for credit unions near me in other Illinois cities? Browse credit unions in nearby locations:

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If Decatur Earthmover Credit Union isn't the right fit

To borrow from Decatur Earthmover Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Illinois. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.