This branch of Spokane Teachers is located at 477123 Highway 95 in Ponderay, Idaho, and can be reached at (800) 858-3750. Spokane Teachers is a federally insured financial cooperative serving the Ponderay, Idaho community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Ponderay or review your personal loan options.
Profits are returned to members via better rates & lower fees.
Local decision making and support for the Ponderay area.
Specialized loans designed to help you establish or rebuild your credit score safely and affordably.
Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.
Special mortgage programs with lower down payments or rate assistance to help you buy your first home.
Full service available in multiple languages to support our diverse community.
No-cost share draft accounts (checking) with no monthly maintenance fees.
477123 Highway 95
Ponderay, ID 83852-9739
Membership at Spokane Teachers is typically open to individuals who live, work, worship, or attend school in Ponderay and surrounding areas.
We recommend contacting the branch at (800) 858-3750 to confirm your eligibility before visiting.
Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.
Like most credit unions, Spokane Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:
Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.
Field of membership typically includes residents of Ponderay, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.
52 additional branches in 3 states
1620 N Signal Dr
13501 E Sprague Ave
4727 N Division St Suite 105
10811 W State Route 2
1035 N Stratford Rd Unit 1
Looking for credit unions near me in other Idaho cities? Browse credit unions in nearby locations:
To borrow from Spokane Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Idaho. Applying is quick, and funds may be available quickly after approval.
Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.