Numerica Credit Union1250 W Ironwood Dr Ste 102, Coeur D Alene, ID · Main Office

Coeur D Alene, ID
(800) 433-1837
NCUA Insured

About Numerica

This main office of Numerica is located at 1250 W Ironwood Dr Ste 102 in Coeur D Alene, Idaho, and can be reached at (800) 433-1837. Numerica is a federally insured financial cooperative serving the Coeur D Alene, Idaho community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Coeur D Alene or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Coeur D Alene area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1250 W Ironwood Dr Ste 102

Coeur D Alene, ID 83814-2681

Need Funds Before You Join?

How to Join

Membership at Numerica is typically open to individuals who live, work, worship, or attend school in Coeur D Alene and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 433-1837 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Numerica typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Numerica federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Coeur D Alene, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Numerica Locations

24 additional branches in 2 states

IdahoCurrent State

4 locations

Washington

20 locations

502 W Riverside Ave Ste 100

29 mi away(509) 535-7613

8551 W Gage Blvd Suites E and F

153 mi away(509) 734-6900

4898 W Hildebrand Blvd Ste A120

154 mi away(509) 734-6900

Credit Unions Near Me in Other Idaho Cities

Looking for credit unions near me in other Idaho cities? Browse credit unions in nearby locations:

View all credit unions in Idaho

If Numerica Credit Union isn't the right fit

To borrow from Numerica Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Idaho. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.