Advantage Plus Credit Union150 W Chubbuck Rd, Chubbuck, ID

Chubbuck, ID
(208) 238-5717
NCUA Insured

About Advantage Plus

This branch of Advantage Plus is located at 150 W Chubbuck Rd in Chubbuck, Idaho, and can be reached at (208) 238-5717. Advantage Plus is a federally insured financial cooperative serving the Chubbuck, Idaho community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Chubbuck or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Chubbuck area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

Location & Branch Hours

Visit Branch

150 W Chubbuck Rd

Chubbuck, ID 83202-2313

Need Funds Before You Join?

How to Join

Membership at Advantage Plus is typically open to individuals who live, work, worship, or attend school in Chubbuck and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (208) 238-5717 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Advantage Plus typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Advantage Plus federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Chubbuck, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Advantage Plus Locations

7 additional branches in 2 states

Credit Unions Near Me in Other Idaho Cities

Looking for credit unions near me in other Idaho cities? Browse credit unions in nearby locations:

View all credit unions in Idaho

If Advantage Plus Credit Union isn't the right fit

To borrow from Advantage Plus Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Idaho. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.