Horizon Credit Union9769 W Emerald St, Boise, ID

Boise, ID
(208) 947-0123
NCUA Insured

About Horizon

This branch of Horizon is located at 9769 W Emerald St in Boise, Idaho, and can be reached at (208) 947-0123. Horizon is a federally insured financial cooperative serving the Boise, Idaho community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Boise or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Boise area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

9769 W Emerald St

Boise, ID 83704-9765

Need Funds Before You Join?

How to Join

Membership at Horizon is typically open to individuals who live, work, worship, or attend school in Boise and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (208) 947-0123 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Horizon typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Horizon federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Boise, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Horizon Locations

24 additional branches in 4 states

IdahoCurrent State

4 locations

Pennsylvania

6 locations
Horizon Credit Union in LOCK HAVEN, PAClosed

217 W BALD EAGLE ST

1973 mi away(570) 326-3636
Horizon Credit Union in Williamsport, PAClosed

2990 W 4th St

1989 mi away(570) 326-3636
Horizon Credit Union in Williamsport, PAClosed

1930 Lycoming Creek Rd

1990 mi away(570) 326-3636
Horizon Credit Union in Williamsport, PAMain OfficeClosed

330 Pine st

1992 mi away(570) 326-3636
Horizon Credit Union in WILLIAMSPORT, PAClosed

1007 E 3rd St

1993 mi away(570) 326-3636
Horizon Credit Union in Muncy, PAClosed

867 Lycoming Mall Dr

2002 mi away(570) 326-3636

Credit Unions Near Me in Other Idaho Cities

Looking for credit unions near me in other Idaho cities? Browse credit unions in nearby locations:

View all credit unions in Idaho

If Horizon Credit Union isn't the right fit

To borrow from Horizon Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Idaho. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.