Maui Teachers Credit Union2145 Wells St Ste 101, Wailuku, HI · Main Office

Wailuku, HI
(808) 242-2997
NCUA Insured

About Maui Teachers

This main office of Maui Teachers is located at 2145 Wells St Ste 101 in Wailuku, Hawaii, and can be reached at (808) 242-2997. Maui Teachers is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Wailuku, Hawaii community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Wailuku or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Wailuku area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

Location & Branch Hours

Visit Branch

2145 Wells St Ste 101

Wailuku, HI 96793

Lobby Hours
Open

Today: 8am-4:30pm

SundayClosed
Monday8:00 AM - 4:30 PM
Tuesday8:00 AM - 4:30 PM
Wednesday8:00 AM - 4:30 PM
Thursday8:00 AM - 4:30 PM
Friday8:00 AM - 4:30 PM
SaturdayClosed

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King, Jr Day(January 20)Closed
Presidents' Day(February 17)Closed
Prince Kuhio Day(March 26)Closed
Good Friday(April 18)Closed
King Kamehameha I Day: Closed (June 11)

Need Funds Before You Join?

How to Join

Membership at Maui Teachers is typically open to individuals who live, work, worship, or attend school in Wailuku and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (808) 242-2997 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Maui Teachers typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is Maui Teachers federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Wailuku, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Maui Teachers Locations

5 additional branches in 2 states

HawaiiCurrent State

4 locations

69 N Market St

979 ft away(808) 244-7354

107 E Wakea Ave

2.6 mi away(808) 872-4333

160 Paahana St

2.7 mi away(808) 877-3232

40 Kupuohi St Ste 102

11 mi away(808) 667-2641

Michigan

1 location
Maui Teachers Credit Union in Grand Rapids, MIMain OfficeClosed

6000 28th St SE

4301 mi away(616) 285-5711

Credit Unions Near Me in Other Hawaii Cities

Looking for credit unions near me in other Hawaii cities? Browse credit unions in nearby locations:

View all credit unions in Hawaii

If Maui Teachers Credit Union isn't the right fit

To borrow from Maui Teachers Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Hawaii. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.