Hawaiiusa Credit Union1226 College Walk, Honolulu, HI · Main Office

Honolulu, HI
(808) 534-4300
NCUA Insured

About Hawaiiusa

This main office of Hawaiiusa is located at 1226 College Walk in Honolulu, Hawaii, and can be reached at (808) 534-4300. Hawaiiusa is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Honolulu, Hawaii community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Honolulu or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Honolulu area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

1226 College Walk

Honolulu, HI 96817

Need Funds Before You Join?

How to Join

Membership at Hawaiiusa is typically open to individuals who live, work, worship, or attend school in Honolulu and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (808) 534-4300 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Hawaiiusa typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is Hawaiiusa federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Honolulu, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Hawaiiusa Locations

8 additional branches in 1 state

HawaiiCurrent State

8 locations

Aiea Shopping Center 99-115 Aiea Heights Dr Ste 114

6.2 mi away(808) 483-1500

Windward Mall 46-056 Kamehameha Hwy Ste 233

8.2 mi away(808) 233-1200

Queen Kaahumanu Office Building 285 W Kaahumanu Ave Ste 101a

94 mi away(808) 872-1200

Credit Unions Near Me in Other Hawaii Cities

Looking for credit unions near me in other Hawaii cities? Browse credit unions in nearby locations:

View all credit unions in Hawaii

If Hawaiiusa Credit Union isn't the right fit

To borrow from Hawaiiusa Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Hawaii. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.