Cu Hawaii Credit Union50 E Puainako St, Hilo, HI

Hilo, HI
(808) 933-6700
NCUA Insured

About Cu Hawaii

This branch of Cu Hawaii is located at 50 E Puainako St in Hilo, Hawaii, and can be reached at (808) 933-6700. Cu Hawaii is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Hilo, Hawaii community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Hilo or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Hilo area.

Key Member Benefits

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

50 E Puainako St

Hilo, HI 96720-5243

Need Funds Before You Join?

How to Join

Membership at Cu Hawaii is typically open to individuals who live, work, worship, or attend school in Hilo and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (808) 933-6700 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Cu Hawaii typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Cu Hawaii federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Hilo, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Cu Hawaii Locations

11 additional branches in 1 state

HawaiiCurrent State

11 locations

155 W Kawili St Rm B202

3958 ft away(808) 933-6700
Cu Hawaii Credit Union in Hilo, HIMain OfficeClosed

476 Hinano St

1.5 mi away(808) 933-6700

16-710 Milo St

4.9 mi away(808) 933-6700

16-725 Keaau Pahoa Rd Rm H202

6.3 mi away(808) 933-6700

15-2660 Pahoa Village Rd

15 mi away(808) 933-6700
Cu Hawaii Credit Union in Pahala, HIClosed

96-3258 Maile St

44 mi away(808) 933-6700

95-5664 Mamalahoa Hwy

55 mi away(808) 933-6700

75-5781 Kuakini Hwy

60 mi away(808) 933-6700

Credit Unions Near Me in Other Hawaii Cities

Looking for credit unions near me in other Hawaii cities? Browse credit unions in nearby locations:

View all credit unions in Hawaii

If Cu Hawaii Credit Union isn't the right fit

To borrow from Cu Hawaii Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Hawaii. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.