Associated Credit Union4236 McEver Rd, Oakwood, GA

Oakwood, GA
(770) 503-7472
NCUA Insured

About Associated Credit Union

This branch of Associated Credit Union is located at 4236 McEver Rd in Oakwood, Georgia, and can be reached at (770) 503-7472. Associated Credit Union is a federally insured financial cooperative serving the Oakwood, Georgia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Oakwood or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Oakwood area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

4236 McEver Rd

Oakwood, GA 30566-2237

Need Funds Before You Join?

How to Join

Membership at Associated Credit Union is typically open to individuals who live, work, worship, or attend school in Oakwood and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (770) 503-7472 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Associated Credit Union typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Associated Credit Union federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Oakwood, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Associated Credit Union Locations

18 additional branches in 1 state

GeorgiaCurrent State

18 locations

Chamblee Ii Internal Revenue Service 2385 Chamblee Tucker Rd Ste 100

34 mi away(770) 452-7911

Vinings - Home Depot 2455 Paces Ferry Rd SE Bldg D

43 mi away(770) 384-3328

Dobbins Air Reserve Base 889 Atlanta Rd SE

43 mi away(770) 422-4469

Fort McPherson 1321 Thorne Avenue Bldg123

49 mi away(404) 753-4585

511 N Belair Rd

113 mi away(706) 868-2200

3749 Wheeler Rd

116 mi away(706) 868-2200

Credit Unions Near Me in Other Georgia Cities

Looking for credit unions near me in other Georgia cities? Browse credit unions in nearby locations:

View all credit unions in Georgia

If Associated Credit Union isn't the right fit

To borrow from Associated Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Georgia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.