Delta Community Credit Union3300 Hamilton Mill Rd, Buford, GA

Buford, GA
(404) 715-4725
NCUA Insured

About Delta Community

This branch of Delta Community is located at 3300 Hamilton Mill Rd in Buford, Georgia, and can be reached at (404) 715-4725. Delta Community is a federally insured financial cooperative serving the Buford, Georgia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Buford or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Buford area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

3300 Hamilton Mill Rd

Buford, GA 30519-4080

Need Funds Before You Join?

How to Join

Membership at Delta Community is typically open to individuals who live, work, worship, or attend school in Buford and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (404) 715-4725 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Delta Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Delta Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Buford, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Delta Community Locations

31 additional branches in 3 states

GeorgiaCurrent State

29 locations

3350 Riverwood Pkwy SE

33 mi away(404) 715-4725

3250 Riverwood Pkwy SE

33 mi away(404) 715-4725

6000 N Terminal Pkwy a Concourse

43 mi away(404) 715-4725

Kentucky

1 location
Delta Community Credit Union in Florence, KYClosed

4885 Houston Rd Sibcy Cline Building, Suite 102

343 mi away(770) 308-5130

Texas

1 location

Credit Unions Near Me in Other Georgia Cities

Looking for credit unions near me in other Georgia cities? Browse credit unions in nearby locations:

View all credit unions in Georgia

If Delta Community Credit Union isn't the right fit

To borrow from Delta Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Georgia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.