Georgia's Own Credit Union5960 N Point Pkwy, Alpharetta, GA

Alpharetta, GA
(678) 710-2820
NCUA Insured

About Georgia's Own

This branch of Georgia's Own is located at 5960 N Point Pkwy in Alpharetta, Georgia, and can be reached at (678) 710-2820. Georgia's Own is a federally insured financial cooperative serving the Alpharetta, Georgia community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Alpharetta or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Alpharetta area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

5960 N Point Pkwy

Alpharetta, GA 30022

Need Funds Before You Join?

How to Join

Membership at Georgia's Own is typically open to individuals who live, work, worship, or attend school in Alpharetta and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (678) 710-2820 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Georgia's Own typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Georgia's Own federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Alpharetta, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Georgia's Own Locations

29 additional branches in 1 state

GeorgiaCurrent State

29 locations

1979 Lakeside Pkwy Ste 100 Suite 100

15 mi away(770) 491-3997

100 Peachtree St NW

21 mi away(404) 874-1166

475 Dawsonville Hwy Ste F Suite F

30 mi away(404) 575-1882

107 N Westover Blvd

170 mi away(800) 227-9180

401 Mall Blvd Ste 101a Suite 101a

232 mi away(912) 352-0357

Credit Unions Near Me in Other Georgia Cities

Looking for credit unions near me in other Georgia cities? Browse credit unions in nearby locations:

View all credit unions in Georgia

If Georgia's Own Credit Union isn't the right fit

To borrow from Georgia's Own Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving Georgia. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.