Floridacentral Credit Union1301 1st Ave N, Saint Petersburg, FL

Saint Petersburg, FL
(813) 879-3333
NCUA Insured

About Floridacentral

This branch of Floridacentral is located at 1301 1st Ave N in Saint Petersburg, Florida, and can be reached at (813) 879-3333. Floridacentral is a federally insured financial cooperative serving the Saint Petersburg, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Saint Petersburg or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Saint Petersburg area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1301 1st Ave N

Saint Petersburg, FL 33705-1531

Lobby Hours
Open

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours

Standard hours for all branch locations

Need Funds Before You Join?

How to Join

Membership at Floridacentral is typically open to individuals who live, work, worship, or attend school in Saint Petersburg and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (813) 879-3333 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Floridacentral typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Floridacentral federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Saint Petersburg, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Floridacentral Locations

15 additional branches in 1 state

FloridaCurrent State

15 locations

400 16th St N

1479 ft away(727) 821-9555

8202 113th St

10 mi away(727) 497-0090

3902 Henderson Blvd

14 mi away(813) 879-3333

2201 NE Coachman Rd Ste 101

15 mi away(727) 324-0599

3333 Henderson Blvd

15 mi away(813) 879-3333

701 9th St W

20 mi away(941) 758-4422

8620 Citrus Park Dr

21 mi away(813) 433-2101

334 Oakfield Dr

25 mi away(813) 643-3933

119 Oakfield Dr

25 mi away(813) 879-3333

10175 State Road 54

30 mi away(727) 326-1280

17502 Dona Michelle Dr

30 mi away(813) 978-1138

3451 Cattlemen Rd

35 mi away(941) 684-0094

4630 S Florida Ave

45 mi away(863) 687-4166

1600 Tamiami Trl

61 mi away(941) 627-4900

Credit Unions Near Me in Other Florida Cities

Looking for credit unions near me in other Florida cities? Browse credit unions in nearby locations:

View all credit unions in Florida

If Floridacentral Credit Union isn't the right fit

To borrow from Floridacentral Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.