Trugrocer Credit Union5403 Deep Lake Rd, Oviedo, FL

Oviedo, FL
(407) 292-2006
NCUA Insured

About Trugrocer

This branch of Trugrocer is located at 5403 Deep Lake Rd in Oviedo, Florida, and can be reached at (407) 292-2006. Trugrocer is a federally insured financial cooperative serving the Oviedo, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Oviedo or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Oviedo area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

5403 Deep Lake Rd

Oviedo, FL 32765

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Need Funds Before You Join?

How to Join

Membership at Trugrocer is typically open to individuals who live, work, worship, or attend school in Oviedo and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (407) 292-2006 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Trugrocer typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Trugrocer federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Oviedo, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Trugrocer Locations

4 additional branches in 2 states

Arizona

1 location
Trugrocer Credit Union in Glendale, AZClosed

4961 W Bell Rd Ste B6

1853 mi away(602) 978-9408

Idaho

3 locations
Trugrocer Credit Union in Boise, IDClosed

501 E Highland St

2184 mi away(208) 385-5200

2471 S Titanium Pl

2193 mi away(208) 395-5200
Trugrocer Credit Union in Meridian, IDClosed

3335 E Overland Rd

2193 mi away(208) 385-5280

Credit Unions Near Me in Other Florida Cities

Looking for credit unions near me in other Florida cities? Browse credit unions in nearby locations:

View all credit unions in Florida

If Trugrocer Credit Union isn't the right fit

To borrow from Trugrocer Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.