Space Coast Credit Union445 Fortenberry Rd, Merritt Island, FL

Merritt Island, FL
(321) 454-2368
NCUA Insured

About Space Coast

This branch of Space Coast is located at 445 Fortenberry Rd in Merritt Island, Florida, and can be reached at (321) 454-2368. Space Coast is a federally insured financial cooperative serving the Merritt Island, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Merritt Island or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Merritt Island area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

445 Fortenberry Rd

Merritt Island, FL 32952-3521

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
Drive-Thru Hours

Standard hours for most branches - some locations may vary

Need Funds Before You Join?

How to Join

Membership at Space Coast is typically open to individuals who live, work, worship, or attend school in Merritt Island and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (321) 454-2368 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Space Coast typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Space Coast federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Merritt Island, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Space Coast Locations

42 additional branches in 1 state

FloridaCurrent State

42 locations

2260 N Courtenay Pkwy

3.1 mi away(321) 752-2222

1160 Rockledge Blvd

4.0 mi away(321) 631-0475

585 Barnes Blvd

4.5 mi away(321) 637-3464

1205 N Atlantic Ave

5.0 mi away(321) 752-2222

5470 Stadium Pkwy

6.7 mi away(321) 752-2222

2231 Town Center Ave

8.0 mi awayUnknown

8025 N Wickham Rd

8.6 mi away(321) 752-2222
Space Coast Credit Union in Melbourne, FLMain OfficeClosed

8045 N Wickham Rd

8.6 mi away(321) 752-2222

514 Falcon Ave

8.7 mi awayUnknown

9225 Lake Andrew Dr

8.7 mi away(321) 752-2222

6899 N Highway 1

9.9 mi away(321) 637-0365

1221 S Patrick Dr

10 mi away(321) 783-6191

4795 Fay Blvd Ste 15

10 mi away(321) 752-2222

4745 N. Wickham Rd.

12 mi away(321) 752-2222

2449 N Wickham Rd

14 mi away(321) 752-2222

2100 Highway A1A

16 mi away(321) 777-8895

2100 Sarno Rd Ste 2100

16 mi away(321) 752-2222

1920 Cheney Hwy

16 mi away(321) 268-9971

20 S Wickham Rd

17 mi away(321) 984-7275

1495 Dr Martin Luther King Jr Blvd

19 mi away(321) 728-2980

200 5th Ave

20 mi away(321) 752-2222

2480 Minton Rd

20 mi awayUnknown

1900 S Harbor City Blvd

20 mi awayUnknown

2901 Garden St

20 mi awayUnknown

139 Palm Bay Rd NE

22 mi away(321) 676-4389

845 Palm Bay Rd NE

22 mi away(321) 724-8408

4680 Lipscomb St NE

23 mi awayUnknown

5250 Babcock St NE

24 mi away(321) 951-9188

152 Malabar Rd SW

25 mi away(321) 726-6987

3555 Bayside Lakes Blvd SE

28 mi away(321) 752-2222

12301 Lake Underhill Rd

34 mi away(321) 752-2222

9390 90th Ave

42 mi away(772) 581-0915

1701 S Dixie Fwy

47 mi away(386) 427-1328

3155 State Road 44

49 mi away(386) 427-3782

2783 Elkcam Blvd Ste 209

50 mi away(800) 447-7228

6030 Elon Ln

52 mi away(772) 778-7362

2400 Veterans Memorial Pkwy

53 mi away(386) 456-0523

445 21st St Unit 8

53 mi away(772) 569-5149

2690 Enterprise Rd

53 mi away(386) 574-9640

2750 9th St SW

56 mi away(321) 752-2222

1587 S Woodland Blvd

58 mi away(800) 447-7228

1410 N Woodland Blvd

61 mi awayUnknown

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If Space Coast Credit Union isn't the right fit

To borrow from Space Coast Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.