Midflorida Credit Union10000 US Highway 98 N ATM Terminal ID D4D4, Lakeland, FL

Lakeland, FL
(866) 913-3733
NCUA Insured

About Midflorida

This branch of Midflorida is located at 10000 US Highway 98 N ATM Terminal ID D4D4 in Lakeland, Florida, and can be reached at (866) 913-3733. Midflorida is a federally insured financial cooperative serving the Lakeland, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Lakeland or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Lakeland area.

Key Member Benefits

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

10000 US Highway 98 N ATM Terminal ID D4D4

Lakeland, FL 33809

Need Funds Before You Join?

How to Join

Membership at Midflorida is typically open to individuals who live, work, worship, or attend school in Lakeland and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (866) 913-3733 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Midflorida typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Midflorida federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Lakeland, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Midflorida Locations

72 additional branches in 1 state

FloridaCurrent State

72 locations

1090 Wedgewood Estates Blvd

6.1 mi away(863) 688-3733

1324 Lakeland Hills Blvd 2nd Floor ATM D4DE

8.7 mi away(866) 913-3733

4700 Research Way ATM Terminal ID D4D5

9.3 mi away(866) 913-3733

930 E Parker St ATM Terminal ID D4DC

9.4 mi away(866) 913-3733

129 S Kentucky Ave

9.9 mi away(863) 688-3733

111 Lake Hollingsworth Dr ATM Terminal ID D4D6

11 mi away(866) 913-3733

3425 Lake Alfred Rd ATM Terminal ID D4E5

18 mi away(866) 913-3733

200 Avenue F NE ATM Terminal ID D4E6

20 mi away(866) 913-3733

220 W Church St ATM Terminal ID D4E0

22 mi away(866) 913-3733

1915 S Floral Ave ATM Terminal ID D4E1

23 mi away(866) 913-3733

2800 US Highway 98 N ATM Terminal ID D4E3

24 mi away(866) 913-3733

13000 Bruce B Downs Blvd ATM Terminal ID D4A9-2nd Floor

28 mi away(866) 913-3733

100 Global Innovation Cir ATM Terminal ID D4A2

54 mi away(863) 688-3733

9603 Bay Pines Blvd ATM Terminal ID D4D3

54 mi away(866) 913-3733

10000 Bay Pines Blvd ATM Terminal ID D4D1

54 mi away(866) 913-3733

10000 Bay Pines Blvd ATM Terminal ID D4D2

54 mi away(866) 913-3733

3600 S Highlands Ave ATM Terminal ID D4D8

60 mi away(866) 913-3733

Credit Unions Near Me in Other Florida Cities

Looking for credit unions near me in other Florida cities? Browse credit unions in nearby locations:

View all credit unions in Florida

If Midflorida Credit Union isn't the right fit

To borrow from Midflorida Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.