Suncoast Credit Union4491 Underwood Dr, Fort Myers, FL

Fort Myers, FL
(800) 999-5887
NCUA Insured

About Suncoast

This branch of Suncoast is located at 4491 Underwood Dr in Fort Myers, Florida, and can be reached at (800) 999-5887. Suncoast is a federally insured financial cooperative serving the Fort Myers, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Fort Myers or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Fort Myers area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

4491 Underwood Dr

Fort Myers, FL 33905

Need Funds Before You Join?

How to Join

Membership at Suncoast is typically open to individuals who live, work, worship, or attend school in Fort Myers and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 999-5887 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Suncoast typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Suncoast federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Fort Myers, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Suncoast Locations

72 additional branches in 1 state

FloridaCurrent State

72 locations

13465 Daniels Commerce Blvd

9.5 mi away(800) 999-5887

901 W Dr Martin Luther King Jr Blvd

95 mi away(800) 999-5887

6536 E Hillsborough Ave

98 mi away(813) 621-7511

919 Lakeland Park Center Dr Unit 360

98 mi away(800) 999-5667

4340 W Hillsborough Ave Suite 704

101 mi away(800) 999-5887

17505 N Palms Village Pl

106 mi away(800) 999-5887

27213 State Road 56 CYPRESS VIEW SQUARE

110 mi away(800) 999-5887

12402 S Orange Blossom Trl Ste 9

120 mi away(800) 999-5887

5625 Seven Mile Dr Ste 102

152 mi away(800) 999-5887

Credit Unions Near Me in Other Florida Cities

Looking for credit unions near me in other Florida cities? Browse credit unions in nearby locations:

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If Suncoast Credit Union isn't the right fit

To borrow from Suncoast Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.