Usalliance Credit Union28059 US Highway 19 N Ste 103, Clearwater, FL

Clearwater, FL
(914) 921-0500
NCUA Insured

About Usalliance

This branch of Usalliance is located at 28059 US Highway 19 N Ste 103 in Clearwater, Florida, and can be reached at (914) 921-0500. Usalliance is a federally insured financial cooperative serving the Clearwater, Florida community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Clearwater or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Clearwater area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Access small loans up to $2,000 with rates capped at 28% APR. A safe, regulated alternative to predatory payday lenders designed to help you handle emergencies.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

28059 US Highway 19 N Ste 103

Clearwater, FL 33761-2620

Need Funds Before You Join?

How to Join

Membership at Usalliance is typically open to individuals who live, work, worship, or attend school in Clearwater and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (914) 921-0500 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Usalliance typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Usalliance federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Clearwater, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Usalliance Locations

7 additional branches in 2 states

Connecticut

1 location
Usalliance Credit Union in West Haven, CTClosed

1 Atwood Pl

1070 mi away(914) 921-0500

New York

6 locations
Usalliance Credit Union in Bronx, NYClosed

20 E 179th St

1018 mi away(718) 299-9100

411 Theodore Fremd Ave Suite 350

1031 mi away(800) 431-2754
Usalliance Credit Union in Port Chester, NYClosed

555 Boston Post Rd

1032 mi away(800) 431-2754
Usalliance Credit Union in Purchase, NYClosed

700 Anderson Hill Rd

1034 mi away(914) 921-0500
Usalliance Credit Union in Woodbourne, NYClosed

390 State Route 52

1054 mi away(914) 921-0500
Usalliance Credit Union in Napanoch, NYClosed

7500 Route 209 Inside Ellenville Walmart

1060 mi away(800) 431-2754

Credit Unions Near Me in Other Florida Cities

Looking for credit unions near me in other Florida cities? Browse credit unions in nearby locations:

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If Usalliance Credit Union isn't the right fit

To borrow from Usalliance Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Florida. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.