Looking for credit unions near you in Washington? As of June 2026, there are 87 credit unions serving Washington residents with personal loans, payday alternative loans (PALs), and low-rate financing.
Washington credit unions offer lower fees, better loan rates, and personalized service compared to traditional banks. Compare payday alternatives, auto loans, mortgages, and free checking, all federally insured by the NCUA up to $250,000.
Can't join a local credit union right now? You can still compare online personal loans and installment loans, including options for bad credit and fair credit that can fund as soon as the next business day.
Planning summer travel? A credit union personal loan in Washington beats putting it on a high-interest credit card.
1400 Independence Ave SW USDA Bldg Room SM 2
Washington, DC 20250
1401 Constitution Ave NW Rm B-0038A
Washington, DC 20230-0001
Board of Governors of the Federal Reserve System 2001 Constitution Avenue, NW
Washington, DC 20551
Treasury Annex Rm 1000 701 Madison Place NW
Washington, DC 20220
1 Aviation Cir Terminal 2, Conc C, Room C01-573,Ronald Reagan National Airport
Washington, DC 20001
1818 H St NW WORLD BANK MAIN COMPLEX
WASHINGTON, DC 20433-0001
620 Michigan Ave NE Leahy Hall Rm 180
Washington, DC 20064-0001
Room c 1-80 1300 PENNSYLVANIA AVENUE, NW
WASHINGTON, DC 20523-0001
4251 Suitland Rd Ste 2N100 Office of Naval Intelligence
Washington, DC 20395
The Pentagon - Corridor 10 Room 2D1043
Washington, DC 20301-0001
1300 Pennsylvania Ave NW Rm C-040
WASHINGTON, DC 20004-3002
87 credit unions serve Washington residents. 20 offer Payday Alternative Loans (PALs). 27 offer credit builder programs. 62 provide financial counseling. As member-owned institutions, they typically offer lower rates than traditional banks.
Unsecured loans with APRs typically between 8-18%, far lower than payday lenders. Options for debt consolidation available.
Typically 1-2% lower than bank rates for new and used vehicles. Refinancing options available.
NCUA-insured accounts up to $250,000. Share certificates often offer higher APY than bank CDs.
Note: Rates vary by credit union and change frequently. Contact individual credit unions for current rates.
If you need quick cash in Washington, credit unions offer much safer alternatives to payday loans with significantly lower rates and better terms.
Many Washington credit unions offer PALs, which are small-dollar loans from $200-$2,000 with APRs capped at 28% (vs 300-400% for payday loans).
Build or rebuild your credit score with credit builder loans offered by Washington credit unions. Payments are reported to credit bureaus.
Credit unions in Washington typically offer lower interest rates on loans and higher rates on savings compared to banks. As not-for-profit institutions, they return earnings to members.
Washington credit unions reinvest in the local community and often provide more personalized service than large national banks.
Your deposits are federally insured up to $250,000 by the National Credit Union Administration, the same protection as FDIC insurance.
Many credit unions offer Payday Alternative Loans (PALs) with much lower rates than traditional payday lenders, typically capped at 28% APR.
Searching for "credit unions near me" in Washington, DC? You've found the right place. This page lists all 87 credit unions serving Washington residents with locations, hours, and services.
Unlike payday lenders, credit unions in Washington are member-owned and not-for-profit, meaning better rates for you. Many accept members who live, work, or worship in District Of Columbia.
There are currently 87 credit union locations serving the Washington, District Of Columbia area. Most are full-service branches offering checking, savings, and loans.
Most credit unions have "field of membership" requirements. However, many Washington credit unions are community-based, meaning if you live, work, worship, or attend school in Washington or DC, you are likely eligible to join.
PALs are small-dollar loans offered by federal credit unions as a safer alternative to predatory payday loans.20 credit unions in Washington offer these loans.Application fees are capped at $20, and interest rates cannot exceed 28%.
Yes. Just like the FDIC insures banks, the National Credit Union Administration (NCUA) federally insures credit union deposits up to $250,000. All credit unions listed on this page are NCUA insured.
This page lists all 87 credit unions in Washington, District Of Columbia. Data is sourced from the NCUA and verified against credit union websites. This page is automatically refreshed to reflect current credit union availability, services, and contact information.