Altura Credit Union1751 N Sunrise Way Ste 1, Palm Springs, CA

Palm Springs, CA
(951) 571-5585
NCUA Insured

About Altura

This branch of Altura is located at 1751 N Sunrise Way Ste 1 in Palm Springs, California, and can be reached at (951) 571-5585. Altura is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Palm Springs, California community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Palm Springs or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Palm Springs area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1751 N Sunrise Way Ste 1

Palm Springs, CA 92262-3408

Need Funds Before You Join?

How to Join

Membership at Altura is typically open to individuals who live, work, worship, or attend school in Palm Springs and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (951) 571-5585 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Altura typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Altura federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Palm Springs, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Altura Locations

23 additional branches in 1 state

CaliforniaCurrent State

23 locations

72877 Dinah Shore Dr Ste 100

8.7 mi away(951) 571-5790

50057 Cesar Chavez St Ste a

23 mi away(951) 571-5522

300 S Highland Springs Ave

24 mi away(951) 571-5169

1821 S San Jacinto Ave Ste G

25 mi away(951) 571-5332

320 S Sanderson Ave Ste B1-B3

28 mi away(951) 571-5686

2570 N Perris Blvd Ste 101

39 mi away(951) 571-5745

40412 Murrieta Hot Springs Rd

42 mi away(951) 571-5682

2847 Campus Pkwy

44 mi away(877) 258-8721

2692 Canyon Springs Pkwy Ste C

44 mi away(951) 571-5771

36068 Hidden Springs Rd Unit 9

45 mi away(951) 571-5680

650 S Lincoln Ave Ste 101

61 mi away(951) 571-5673

Credit Unions Near Me in Other California Cities

Looking for credit unions near me in other California cities? Browse credit unions in nearby locations:

View all credit unions in California

If Altura Credit Union isn't the right fit

To borrow from Altura Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving California. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.