Mission Credit Union1302 E Plaza Blvd, National City, CA

National City, CA
(858) 524-2850
NCUA Insured

About Mission

This branch of Mission is located at 1302 E Plaza Blvd in National City, California, and can be reached at (858) 524-2850. Mission is a federally insured financial cooperative serving the National City, California community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in National City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the National City area.

Key Member Benefits

  • Payday Alternative Loans (PALs)

    Borrow small amounts at fair, regulated rates to manage short-term cash needs without getting trapped in debt.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1302 E Plaza Blvd

National City, CA 91950

Need Funds Before You Join?

How to Join

Membership at Mission is typically open to individuals who live, work, worship, or attend school in National City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (858) 524-2850 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Mission typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Mission federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of National City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Mission Locations

34 additional branches in 1 state

CaliforniaCurrent State

34 locations

1170 Broadway Suite 110 - 120

4.8 mi away(858) 524-2850

2020 Camino Del Rio N Ste 100

7.1 mi away(858) 524-2850

5500 Grossmont Center Dr Ste 113

8.3 mi away(858) 524-2850

4250 Clairemont Mesa Blvd Ste B

12 mi away(858) 524-2850

10325 Meanley Dr

16 mi away(800) 500-6328

3435 Del Mar Heights Rd Suite D4

21 mi away(858) 524-2850

11868 Rancho Bernardo Rd Ste B

24 mi away(858) 524-2850

985 Civic Center Dr Ste 106

37 mi away(858) 524-2850

2267 S El Camino Real Ste a

38 mi away(858) 524-2850

Credit Unions Near Me in Other California Cities

Looking for credit unions near me in other California cities? Browse credit unions in nearby locations:

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If Mission Credit Union isn't the right fit

To borrow from Mission Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving California. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.