Schoolsfirst Credit UnionStudent Ctr UC Irvine Campus Building 113 Room G202c, Irvine, CA

Irvine, CA
(800) 462-8328
NCUA Insured

About Schoolsfirst

This branch of Schoolsfirst is located at Student Ctr UC Irvine Campus Building 113 Room G202c in Irvine, California, and can be reached at (800) 462-8328. Schoolsfirst is a federally insured financial cooperative serving the Irvine, California community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Irvine or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Irvine area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

Student Ctr UC Irvine Campus Building 113 Room G202c

Irvine, CA 92697

Need Funds Before You Join?

How to Join

Membership at Schoolsfirst is typically open to individuals who live, work, worship, or attend school in Irvine and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (800) 462-8328 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Schoolsfirst typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Schoolsfirst federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Irvine, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Schoolsfirst Locations

74 additional branches in 1 state

CaliforniaCurrent State

74 locations

15332 Newport Ave

5.1 mi away(800) 462-8328

8160 E Santa Ana Canyon Rd Ste 184

16 mi away(800) 462-8328

3935 Bedford Canyon Rd Unit 105

22 mi away(800) 462-8328

4204 Riverwalk Pkwy Ste 100

26 mi away(800) 462-8328

3801 W Temple Ave Bldg 66 2nd Floor

28 mi away(800) 462-8328

40428 Murrieta Hot Springs Rd Suite 101

39 mi away(800) 462-8328

1201 W Rancho Vista Blvd Ste a

68 mi away(800) 462-8328

Credit Unions Near Me in Other California Cities

Looking for credit unions near me in other California cities? Browse credit unions in nearby locations:

View all credit unions in California

If Schoolsfirst Credit Union isn't the right fit

To borrow from Schoolsfirst Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can apply online with lenders serving California. Applying is quick, and funds may be available quickly after approval.

Approval, amount, and terms depend on the lender and your creditworthiness. Loans are not available in all states.