The Golden 1 Credit Union6040 N Figarden Dr, Fresno, CA

Fresno, CA
(916) 732-2900
NCUA Insured

About The Golden 1

This branch of The Golden 1 is located at 6040 N Figarden Dr in Fresno, California, and can be reached at (916) 732-2900. The Golden 1 is a Minority Depository Institution (MDI) and federally insured financial cooperative serving the Fresno, California community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Fresno or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Fresno area.

Key Member Benefits

  • Credit Builder Program

    Specialized loans designed to help you establish or rebuild your credit score safely and affordably.

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • First-Time Homebuyer Program

    Special mortgage programs with lower down payments or rate assistance to help you buy your first home.

  • Free Tax Preparation

    No-cost assistance filing your annual tax returns, maximizing your refund ensuring accuracy.

  • Bilingual Services

    Full service available in multiple languages to support our diverse community.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

6040 N Figarden Dr

Fresno, CA 93722-7922

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 10am-5pm

SundayClosed
Monday10:00 AM - 5:00 PM
Tuesday10:00 AM - 5:00 PM
Wednesday10:00 AM - 5:00 PM
Thursday10:00 AM - 5:00 PM
Friday10:00 AM - 5:00 PM
Saturday10:00 AM - 3:00 PM

Standard hours Monday-Friday 10:00 AM - 5:00 PM, Saturday varies by location

Holiday Hours

New Year's Day(January 1)Closed
Martin Luther King, Jr. Day(Third Monday in January)Closed
Presidents' Day(Third Monday in February)Closed
Memorial Day(Last Monday in May)Closed
Juneteenth National Independence Day(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at The Golden 1 is typically open to individuals who live, work, worship, or attend school in Fresno and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (916) 732-2900 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, The Golden 1 typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is The Golden 1 federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Fresno, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other The Golden 1 Locations

8 additional branches in 1 state

CaliforniaCurrent State

8 locations
The Golden 1 Credit Union in Fresno, CAClosed

111 E Shaw Ave

4.6 mi away(916) 732-2900
The Golden 1 Credit Union in Fresno, CAClosed

2970 E Nees Ave

7.9 mi away(916) 732-2900
The Golden 1 Credit Union in Clovis, CAClosed

1030 Shaw Ave

9.8 mi away(916) 732-2900
The Golden 1 Credit Union in Madera, CAClosed

1934 Howard Rd

15 mi away(916) 732-2900
The Golden 1 Credit Union in Hanford, CAClosed

109 W 8th St

36 mi away(916) 732-2900
The Golden 1 Credit Union in Oakhurst, CAClosed

40044 Highway 49 Ste C2

37 mi away(916) 732-2900
The Golden 1 Credit Union in Turlock, CAClosed

2450 Geer Rd

72 mi away(916) 732-2900
The Golden 1 Credit Union in Bakersfield, CAClosed

4106 California Ave Ste 1

111 mi away(916) 732-2900

Credit Unions Near Me in Other California Cities

Looking for credit unions near me in other California cities? Browse credit unions in nearby locations:

View all credit unions in California

If The Golden 1 Credit Union isn't the right fit

To borrow from The Golden 1 Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving California. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.