Heritage South Credit Union60 Gene E Stewart Blvd, Sylacauga, AL · Main Office

Sylacauga, AL
(256) 245-4776
NCUA Insured

About Heritage South

This main office of Heritage South is located at 60 Gene E Stewart Blvd in Sylacauga, Alabama, and can be reached at (256) 245-4776. Heritage South is a federally insured financial cooperative serving the Sylacauga, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Sylacauga or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Sylacauga area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

  • In-School Branch

    Partnerships with local schools to provide on-site banking and financial literacy for students.

Location & Branch Hours

Visit Branch

60 Gene E Stewart Blvd

Sylacauga, AL 35151

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-4pm

SundayClosed
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
Drive-Thru Hours

Regular hours of operation for all locations except Moody Branch which has specific hours

Holiday Hours

New Year's Day(January 1)Closed
Robert E Lee / Martin Luther King Jr.'s Birthday(January 20)Closed
Presidents' Day(February 17)Closed
Memorial Day(May 26)Closed
Juneteenth National Independence Day(June 19)Closed

Need Funds Before You Join?

How to Join

Membership at Heritage South is typically open to individuals who live, work, worship, or attend school in Sylacauga and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (256) 245-4776 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Heritage South typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Heritage South federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Sylacauga, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Heritage South Locations

4 additional branches in 1 state

AlabamaCurrent State

4 locations
Heritage South Credit Union in Sylacauga, ALClosed

901 N Broadway Ave

2.3 mi away(256) 245-4776
Heritage South Credit Union in Childersburg, ALClosed

14 Faye S Perry drive

6.6 mi away(256) 245-4776

3553 US Hwy 280

25 mi away(256) 245-4776
Heritage South Credit Union in Moody, ALClosed

2825 Moody Pkwy

31 mi away(256) 245-4776

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Heritage South Credit Union isn't the right fit

To borrow from Heritage South Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.