Opp-micolas Credit Union901 DOUGLAS AVE, OPP, AL · Main Office

OPP, AL
(334) 493-6434
NCUA Insured

About Opp-micolas

This main office of Opp-micolas is located at 901 DOUGLAS AVE in OPP, Alabama, and can be reached at (334) 493-6434. Opp-micolas is a federally insured financial cooperative serving the OPP, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in OPP or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the OPP area.

This is the main headquarters location, managing all branch operations and member services for the institution.

Location & Branch Hours

Visit Branch

901 DOUGLAS AVE

OPP, AL 36467-2765

Need Funds Before You Join?

How to Join

Membership at Opp-micolas is typically open to individuals who live, work, worship, or attend school in OPP and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (334) 493-6434 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Opp-micolas typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Frequently Asked Questions

Is Opp-micolas federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of OPP, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Opp-micolas Credit Union isn't the right fit

To borrow from Opp-micolas Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.