Eco Credit Union3746 Lorna Rd, HOOVER, AL

HOOVER, AL
(205) 226-3938
NCUA Insured

About Eco

This branch of Eco is located at 3746 Lorna Rd in HOOVER, Alabama, and can be reached at (205) 226-3938. Eco is a federally insured financial cooperative serving the HOOVER, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in HOOVER or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the HOOVER area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

3746 Lorna Rd

HOOVER, AL 35216

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Inferred from 5/6 locations with same hours

Need Funds Before You Join?

How to Join

Membership at Eco is typically open to individuals who live, work, worship, or attend school in HOOVER and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 226-3938 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Eco typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

Shared Service Center

Frequently Asked Questions

Is Eco federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of HOOVER, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Eco Locations

6 additional branches in 1 state

AlabamaCurrent State

6 locations
Eco Credit Union in Birmingham, ALMain OfficeClosed

105 Frankfurt Cir

5.5 mi away(205) 226-3900
Eco Credit Union in Birmingham, ALClosed

2100 18th St S

7.5 mi away(205) 226-3959
Eco Credit Union in Alabaster, ALClosed

791 4th Pl SW

10.0 mi away(205) 226-3912
Eco Credit Union in Mc Calla, ALClosed

4821 McAdory School Rd

12 mi away(205) 226-3944
Eco Credit Union in Gardendale, ALClosed

1233 Pecan Ave

19 mi away(205) 226-3948
Eco Credit Union in Trussville, ALClosed

430 Main St

22 mi away(205) 226-3940

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Eco Credit Union isn't the right fit

To borrow from Eco Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.