Legacy Community Credit Union1920 4TH AVE S, BIRMINGHAM, AL

BIRMINGHAM, AL
(205) 930-5000
NCUA Insured

About Legacy Community

This branch of Legacy Community is located at 1920 4TH AVE S in BIRMINGHAM, Alabama, and can be reached at (205) 930-5000. Legacy Community is a federally insured financial cooperative serving the BIRMINGHAM, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in BIRMINGHAM or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the BIRMINGHAM area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1920 4TH AVE S

BIRMINGHAM, AL 35233-2014

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-4:30pm

SundayClosed
Monday9:00 AM - 4:30 PM
Tuesday9:00 AM - 4:30 PM
Wednesday9:00 AM - 4:30 PM
Thursday9:00 AM - 4:30 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed

Need Funds Before You Join?

How to Join

Membership at Legacy Community is typically open to individuals who live, work, worship, or attend school in BIRMINGHAM and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 930-5000 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Legacy Community typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM
Shared Service Center

Frequently Asked Questions

Is Legacy Community federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of BIRMINGHAM, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Legacy Community Locations

11 additional branches in 1 state

AlabamaCurrent State

11 locations
Legacy Community Credit Union in Birmingham, ALClosed

1400 20th St S

5163 ft away(205) 930-5000
Legacy Community Credit Union in BIRMINGHAM, ALClosed

701 PRINCETON AVE SW

2.6 mi away(205) 930-5000
Legacy Community Credit Union in Birmingham, ALClosed

47 W Oxmoor Rd

4.3 mi away(205) 930-5000
Legacy Community Credit Union in Birmingham, ALClosed

200 Corporate Rdg

9.2 mi away(205) 930-5000
Legacy Community Credit Union in BIRMINGHAM, ALMain OfficeClosed

100 Corporate Rdg Ste 200

9.2 mi away(205) 933-9933
Legacy Community Credit Union in BIRMINGHAM, ALClosed

9825 PARKWAY E

9.4 mi away(205) 930-5000
Legacy Community Credit Union in Hoover, ALClosed

1880 Chace Dr

9.7 mi away(205) 930-5000
Legacy Community Credit Union in BIRMINGHAM, ALClosed

6001 Service Rd

14 mi away(205) 930-5000
Legacy Community Credit Union in Bessemer, ALClosed

4681 Bell Hill Rd

16 mi away(205) 930-5000
Legacy Community Credit Union in Alabaster, ALClosed

810 Colonial Promenade Pkwy

19 mi away(205) 930-5000
Legacy Community Credit Union in Cullman, ALClosed

420 2nd Ave SW

46 mi away(256) 734-4863

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Legacy Community Credit Union isn't the right fit

To borrow from Legacy Community Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.