Jefferson Credit Union716 Richard Arrington Jr Blvd N B-300 Courthouse, Birmingham, AL

Birmingham, AL
(205) 444-4528
NCUA Insured

About Jefferson Credit Union

This branch of Jefferson Credit Union is located at 716 Richard Arrington Jr Blvd N B-300 Courthouse in Birmingham, Alabama, and can be reached at (205) 444-4528. Jefferson Credit Union is a federally insured financial cooperative serving the Birmingham, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Birmingham or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Birmingham area.

Key Member Benefits

  • Financial Counseling

    Expert guidance on budgeting, debt reduction, and wealth building to help you achieve financial stability.

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

716 Richard Arrington Jr Blvd N B-300 Courthouse

Birmingham, AL 35203

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 9am-5pm

SundayClosed
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed

Standard lobby hours for all branches: Monday - Friday 9:00 AM - 5:00 PM

Need Funds Before You Join?

How to Join

Membership at Jefferson Credit Union is typically open to individuals who live, work, worship, or attend school in Birmingham and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (205) 444-4528 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Jefferson Credit Union typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Jefferson Credit Union federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Birmingham, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Jefferson Credit Union Locations

3 additional branches in 1 state

AlabamaCurrent State

3 locations

3712 4th Ave S

1.8 mi away(205) 444-4528

3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza

11 mi away(205) 444-4528
Jefferson Credit Union Credit Union in Hoover, ALMain OfficeClosed

5261 Ross Bridge Pkwy

12 mi away(205) 444-4528

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Jefferson Credit Union isn't the right fit

To borrow from Jefferson Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.