Mutual Savings Credit Union1030 Lee St, Alexander City, AL

Alexander City, AL
(256) 397-0007
NCUA Insured

About Mutual Savings

This branch of Mutual Savings is located at 1030 Lee St in Alexander City, Alabama, and can be reached at (256) 397-0007. Mutual Savings is a federally insured financial cooperative serving the Alexander City, Alabama community. Established to provide a secure alternative to big banks, they focus on member service rather than profits. If you are comparing options, you can also browse other credit unions in Alexander City or review your personal loan options.

Not-for-Profit

Profits are returned to members via better rates & lower fees.

Community Focus

Local decision making and support for the Alexander City area.

Key Member Benefits

  • Low-Cost Wire Transfers

    Affordable wire transfer services, making it easier to send money domestically or internationally.

  • Free Checking

    No-cost share draft accounts (checking) with no monthly maintenance fees.

Location & Branch Hours

Visit Branch

1030 Lee St

Alexander City, AL 35010-2655

Lobby Hours
Closed

The credit union lobby is currently closed.

Today: 8:30am-5pm

SundayClosed
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed

Need Funds Before You Join?

How to Join

Membership at Mutual Savings is typically open to individuals who live, work, worship, or attend school in Alexander City and surrounding areas.

Standard Requirements:

  • Valid Government ID (Driver's License, Passport)
  • Social Security Number (SSN)
  • Proof of Address (Utility bill, Lease)
  • Small opening deposit (Usually $5 - $25)

We recommend contacting the branch at (256) 397-0007 to confirm your eligibility before visiting.

Membership and underwriting can take time. If you need funds while your application is in progress, you can explore installment loans or, if your credit history is still developing, review loan options for bad credit.

Services and Loan Types

Like most credit unions, Mutual Savings typically offers the following services. If you want to weigh these against online options, you can compare debt consolidation loans or, for those rebuilding their score, look at loans for fair credit:

Loans & Credit

  • Personal Loans: Unsecured loans for debt consolidation or emergencies.
  • Auto Loans: Financing for new and used vehicles.
  • Home Loans: Mortgages and Home Equity (HELOC).
  • Credit Cards: Low-rate Visa/Mastercard options.

Banking & Savings

  • Checking Accounts: Often free with no minimum balance.
  • Savings Accounts: Share accounts with dividends.
  • CDs & IRAs: Long-term savings options.
  • Online Banking: Mobile app and remote deposit.

Verified Branch Services

ATM

Frequently Asked Questions

Is Mutual Savings federally insured?

Yes, as a federally chartered or insured credit union, accounts are insured by the **NCUA (National Credit Union Administration)** up to $250,000. This offers the same level of protection as FDIC insurance at traditional banks.

Who can join this credit union?

Field of membership typically includes residents of Alexander City, employees of specific local companies, or family members of existing members. Contact the branch directly for the most current eligibility list.

Other Mutual Savings Locations

6 additional branches in 1 state

AlabamaCurrent State

6 locations
Mutual Savings Credit Union in Clanton, ALClosed

1501 7th St S

38 mi away(205) 755-7786
Mutual Savings Credit Union in Calera, ALClosed

136 Marketplace Cir Ste D

48 mi away(205) 668-1603
Mutual Savings Credit Union in Pelham, ALClosed

3596 Pelham Pkwy

54 mi away(205) 664-4700
Mutual Savings Credit Union in Hoover, ALMain OfficeClosed

2040 Valleydale Rd

55 mi away(205) 682-1100
Mutual Savings Credit Union in Selma, ALClosed

907 Medical Center Pkwy

72 mi away(334) 872-1733
Mutual Savings Credit Union in Brookwood, ALClosed

16072 Highway 216

81 mi away(205) 682-1100

Credit Unions Near Me in Other Alabama Cities

Looking for credit unions near me in other Alabama cities? Browse credit unions in nearby locations:

View all credit unions in Alabama

If Mutual Savings Credit Union isn't the right fit

To borrow from Mutual Savings Credit Union you generally need to qualify for membership and meet its lending criteria, and not every applicant is approved. If you don't qualify, need to compare rates, or want to review more options, you can connect with online lenders serving Alabama. Applying is quick, and funds may be available as soon as the next business day after approval.

Fast Fair Loans is not a lender, does not make credit decisions, and cannot guarantee loan approval or amount. Loans are not available in all states.